IMPACTS OF INTERNAL ENVIRONMENT

DEVELOPMENTS ON MANAGING ENVIRONMENTAL IMPACTS
After establishing EMS, TSKB defined its environmental impacts and started to measure its performance indicators systematically.

The Bank categorizes its impacts as internal and external, measures them and plans improving and developing activities by analytical methods.

Internal Environmental Impacts of TSKB
TSKB Environmental Policy published in 2006 has been the first sign of the Bank focusing on offsetting its direct environmental impacts.

TSKB measures its consumptions regarding its activities, makes improvement plans and sets targets since 2006. The measurements are done in terms of the electricity, water, fuel, gas, paper consumption and other waste of the buildings. The related environmental indicators and the evaluations are in the table below.

Believing the importance of reducing GHG emissions and that it is compulsory in order to suggest proactive solutions for the climate change, TSKB developed “Carbon Neutralization Project”

With this project, completed successfully and in time, reduction of CO2 emissions arising from TSKB’s activities and offsetting of the rest through purchasing carbon credit from the voluntary carbon market was targeted. The project was designed and run by TSKB Environment Management System Team.

TSKB employees intensely and voluntarily put their efforts to minimize the environmental impacts of their daily activities at work. The TSKB Environment Policy is internalized by employees enabling it to be a living and developing concept.

TSKB thanks all of its employees for their sensitivity and voluntary contributions.

Although TSKB has been measuring its internal environmental impacts since 2006, the calculations in the coming years will be based on 2008 data. The renovation that took place during 2006-2007 in the TSKB headquarters buildings created some deviations in the data. An example is a dramatic variation in the overall consumption data as a result of an unused building under construction. Considering this factor TSKB decided to take 2008 data as reference to determine the improvement targets.

Indicators regarding internal environmental impacts at TSKB
Indicator*, **  2006 2007 2008 2008/1st half 2009/1st half
Electricity Consumption          
Electricity Consumption kWh 1,282,371 1,338,675 1,431,067 647,861 607,718
Electricity Consumption/ m² 71 79 84 38 36
Electricity Consumption/ per capita 4,452.68 4,492.20 4,631.28 2,159.54 1,935.41
Natural Gas Consumption          
Natural Gas Consumption kWh 125,701 94,549 95,872 68,939 60,990
Natural Gas Consumption / m² 7 6 6 4 4
Natural Gas Consumption / per capita 436.46 317.28 310.27 229.80 194.24
Water Consumption          
Water Consumption m³ 11,983 10,993 8,416 4,046 3,710
Water Consumption / m³ 0.66 0.65 0.49 0.24 0.22
Water Consumption / per capita m³ 42 37 27 13 12
Paper Consumption          
Paper Consumption kg 12,160 11,300 9,800 5,500 5,050
Paper Consumption / per capita kg 42 38 32 18 16
Waste paper           
Waste paper kg 5,600 7,000 4,000 2,000 2,000
Waste paper / per capita kg 19 23 13 7 6
CO2 emission***           
CO2 emission kg 1,298,040 1,252,720 1,249,070 628,370 517,050
CO2 emission/ profit 0.017 0.010 0.016 0.010 0.009
CO2 emission/per capita 4,507.08 4,203.76 4,042.30 2,094.57 1,646.66
Carbon foot print distribution in TSKB (%)          
Electricity 63.62% 68.82% 73.78% 66.40% 59.94%
Natural Gas 18.17% 14.16% 14.40% 20.58% 22.13%
Paper 2.50% 2.40% 2.09% 2.33% 2.61%
Total transportation 15.71% 14.62% 9.72% 10.69% 15.32%
Building m² 18,119 17,008 17,008 17,008 17,008
Employees 288 298 309 300 314
Income (USD) 75,462,000 126,702,000 78,484,000 60,064,000 59,226,000

Notes
* In order to save electricity time and movement sensitive systems have been installed in the illumination system.
** All systems have gone through maintenance and cleaning to reach label data efficiency.
*** As a result of transition to 100% green energy since June 1, 2009, the electricity consumption has not been creating carbon emission.

References of calculation
Regarding the environmental indicators given in the above table;
- The Greenhouse Gas Protocol Initiative (www.ghgprotocol.org) methods are used to calculate the CO2 emission created by electricity and gas consumption and the business trips.
- Environmental Defense Fund (www.edf.org) methods are used to calculate the emission created by paper consumption.